Life Transitions & Advisory | Alexandra & James

Transitions are a fact of life – we help you find your way.

Keeping it together in tough times can be the difference between moving forward and losing everything. Harsh reality can hit anyone, so we deliver practical tools, smart counsel and perspective, to prepare you if or when a crisis or crossroads arises. – Michelle Smith, Co-Founder & Director

Divorce

Whether tracing assets, analyzing investments, or dealing with emotions, divorce is always daunting.

As your financial guide and sounding board we provide:

Financial education for a clear view of the path ahead
Organization and compiling of financial details to complete your net worth statement
Reliable analysis of marital assets for faster resolution and more informed choices
Divorce settlement analysis to fully address your current and long-term needs

Retirement

Planning for retirement requires forethought, discipline, smart investing and a suitable withdrawal strategy.

As your financial advisor, you can expect from us:

Sound financial planning
Experienced estate and legacy planning
Consummate wealth management
Extensive advice on charitable giving
Specialist insurance, including life, health, and long-term care
Detailed lifestyle analysis to determine necessary withdrawal rates

Family Loss

You can’t put guidelines on the grieving process, but as your financial advocate we can take away unnecessary complications surrounding the loss of a loved one to help minimize worry and upset.

As your financial advisor, you can expect from us:

A detailed check list covering all legal and financial issues that need to be addressed from death certificates to cancelling memberships
Ensure medical coverage continues
Coordinate with other advisors to discuss life insurance and legacy planning going forward
Above all, be there for you. Urge you to write things down, ask questions as many times as you need to and hold your hand if you want it.

Family Business Succession

Keeping business in the family can be a potential minefield of competing objectives and generational values. Pre- and post-sale issues require measured advice and objectivity.

As your financial counsel we can help in:

Determining financial goals
Introduction to financial partners
Identifying potential risks
Business valuation
Tax implications
Exit strategy and timeline
Post-sale foundation planning

Inheritance

A windfall has plenty of rewarding benefits, but also a few pitfalls. It needs to be carefully managed to maximize gains.

We serve as your financial advisor to execute:

A detailed financial plan
Investment strategy and management
Tax implications

Estate & Legacy Planning

Planning for the livelihood of future generations is a time of financial as well as self reflection. What legacy do you want to leave? Can you ensure your children fulfill a philanthropic role? How should your assets be structured to make this possible?

We serve as your financial advocate.

Financial plan
Investment strategy and management
Tax implications

Life Managed.
Wealth Maintained.

Personalized Checklists

To bring stability to a situation, we develop checklists that provide a clear path for forward progress.